Santo Crisafulli is a Senior Consultant with TurtleBay Advisory Services (TBAS) with near 40 years of experience in technology management and financial services. Prior to joining TurtleBay Advisory Services, Santo served as SVP at Alliance Bernstein where he was Chief Security Officer and managed Technology Portfolio Services for that organization. Other significant roles included global operations and development of IT systems for Bankers Trust, Alliance Capital and Citicorp. Led development and implementation of cutting-edge, proprietary global foreign exchange trading system used in 65% of all worldwide currency trades. He also built Information Systems subsidiary for Bankers Trust.